PRIVACY POLICY
What This Privacy Policy Covers
• This policy covers how LMI treats personal information that LMI collects and receives, including information related to your past use of LMI products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that LMI does not own or control, or to people that LMI does not employ or manage.

Information Collection and Use
General
• LMI collects personal information when you register with LMI, when you use LMI products or services, when you visit LMI pages or the pages of certain LMI partners, and when you enter promotions or sweepstakes. LMI may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. Once you register with LMI and sign in to our services, you are not anonymous to us.
• LMI collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• LMI automatically receives and records information on our server logs from your browser, including your IP address, LMI cookie information, and the page you request.
• LMI uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure
• LMI does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
• We provide the information to trusted partners who work on behalf of or with LMI under confidentiality agreements. These companies may use your personal information to help LMI communicate with you about offers from LMI and our marketing partners. However, these companies do not have any independent right to share this information.
• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
• We transfer information about you if LMI is acquired by or merged with another company. In this event, LMI will notify you before information about you is transferred and becomes subject to a different privacy policy.

Cookies
• LMI may set and access LMI cookies on your computer.
• LMI lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to LMI’s cookies.
• LMI uses web beacons to access LMI cookies inside and outside our network of web sites and in connection with LMI products and services.

Confidentiality and Security
• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy
• LMI may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your LMI account or by placing a prominent notice on our site.

Questions and Suggestions
• If you have questions or suggestions, please complete a feedback form or you can contact us at:

LMI Inc.
13296 Mango Drive
Del Mar, CA 92014
866-471-8995